Florida Auto Glass Insurance Claims
Florida is one of a handful of states with a safety-glass statute. If you carry comprehensive coverage, your insurer is required to waive the deductible on a windshield replacement on most non-commercial vehicles. We handle the entire claim process for you — most customers pay $0 out-of-pocket.
What's included
- All major carriers: State Farm, GEICO, Progressive, Allstate, USAA, Citizens, Travelers
- We verify your coverage before any work begins
- Bilingual claim filing (English & Spanish)
- Direct billing to your insurer — no out-of-pocket on covered claims
- We can explain exactly what does and doesn't count under Florida's safety-glass law
How it works
- Step 1
Send us your insurance info
Carrier name and policy number is enough. We pull up your coverage in our system.
- Step 2
We confirm the deductible
Most Florida comprehensive policies = $0 for glass. We tell you the exact number before any work begins.
- Step 3
We file the claim
Done while you wait. Most claims are approved within minutes.
- Step 4
We do the work and bill the insurer directly
You sign once on the work order; we handle the rest.
Frequently asked questions
- Will filing a glass claim raise my rates?
- Florida law generally prohibits insurers from raising premiums solely because of a comprehensive glass claim. Talk to your agent for specifics on your policy.
- What if I don't have comprehensive coverage?
- We offer competitive cash pricing and can usually beat dealership quotes by a wide margin. Quote is free either way.
- Does the safety-glass law apply to leased vehicles?
- Yes, as long as you carry comprehensive coverage on the lease — which most lessors require anyway.
Ready for a free quote?
Talk to our bilingual Auto Glass Expert in your browser — no phone required.